Note that this article is not an endorsement of any investment strategies or individual products, and “top” refers to popularity, which does not necessarily reflect quality. We do not have any relationships with the brands mentioned in the below article, this list is not exhaustive, and it is in no particular order. You must complete your own research, consult with your financial advisor, and choose products that are right for your financial situation.

The best investing apps are simple, intuitive tools that keep your finger on your portfolio’s pulse. Some of these apps put stock trading tools in your pocket, others help you track your net worth, and a few are portals to alternative investing worlds you might never have found otherwise. Of course, “best” is a subjective term — the best app for you will be the one that helps you achieve your goals.

1. The SMBX

Oh, should we not be at the top of our list? The SMBX lets you take part in funding local businesses with Bonds for as little as $10 and no fees for investors. Set up to pay back monthly with principal and interest, Small Business Bonds™  keep your money in the community supporting local entrepreneurs. Check out the businesses you could be funding right now.

2. Public

Public is a commission-free investing platform that lets you buy “slices” of stocks. The platform is built for novices, with lots of learning features.

Public is also a social network where investors discuss stocks, follow influencers, and discover new companies — very freeing, since talking about money is still a weird taboo in most social situations. Public is a free app and charges no commissions.

3. Ellevest

This robo-advisor app is designed for women. It may sound like another puzzling, unnecessarily gendered product (remember when someone invented ink pens for women?), but its goal-planning features are built around gender-specific salary curves and take into account women’s longer life spans.

Once you’ve set your goals, the app will recommend specific portfolios of stocks and bonds. Pricing is $1, $5, or $9 per month, depending on how much guidance and coaching you choose.

4. Robinhood

Robinhood is one of the few apps that lets you trade both stocks and cryptocurrency. The app attracts beginners with no account minimum, no fees, and the ability to buy fractions of high-priced stocks. The platform doesn’t offer mutual funds, bonds, or retirement accounts. It’s up to you whether you want to wear green tights while you use the app.

5. Betterment

Betterment is a popular robo-advisor app that recommends portfolios for you based on your goals. Betterment Digital has no minimum and charges 0.25% of your balance annually. The Premium service, which puts you in contact with human certified financial planners, charges a 0.40% fee and has a $100,000 minimum.

6. Wealthfront

Like other robo-advisor apps, Wealthfront is like a gray-haired, suit-wearing robot that assesses your goals and recommends investments for you. The app offers more tax planning features than most and includes 529 college savings plans and retirement accounts. Wealthfront requires a $500 minimum balance and charges a 0.25% annual fee.

7. Stash

The Stash app was designed to make stocks and exchange-traded funds (ETFs) accessible to beginning investors. Stash has a $0 minimum balance and an online bank account with a debit card. It lets you invest small amounts in fractions of shares. The fee is $1/month for the basic service, with $3 and $9 plans available for those who want access to retirement or custodial accounts.

8. SoFi Invest

SoFi’s new investment app offers two options: active trading of stocks and crypto, or robo-advised portfolios. SoFi customers can transfer funds or make loan payments directly from the app. There are no fees and no account minimums.


E*TRADE is a very grown-up and serious platform that offers robust tools for trading stocks, bonds, and mutual funds. Experienced traders will appreciate the charting and research tools and access to options and futures trading. Beginning investors can find pre-built portfolios and educational resources. There’s no account minimum or trading fees. Options are 50 cents to 65 cents per contract.

10. Acorns

Acorns is designed for people who struggle to set cash aside. It can’t dig under your couch cushions for quarters, but it does round up your debit or credit card purchases and scoop off the extra pennies. A robo-advisor helps you invest that spare change. Acorns charges a flat fee of $1, $3, or $5 a month for different account types.

11. Cash App

Cash App is a mobile payment system from Square that lets you transfer money to other people instead of handing them cash — similar to Venmo. Cash App also lets you invest your balance in stocks and crypto in amounts as small as $1, with no fees.

12. Republic

Want to play the home version of Shark Tank with your money? The Republic platform lets entrepreneurs raise capital by equity crowdfunding rather than issuing publicly traded stock. When you sign up, you’ll need to check off that you understand the risks you’re taking. Then you can invest directly in small, mission-driven companies. There are no fees for investors.

13. Fundrise

Fundrise offers crowdsourced real estate investments, which is one way to diversify your portfolio without having to qualify for loans or manage property. This is not a very liquid investment — withdrawing funds can take weeks or months — but the rates of return could be worth it to you. Fees are 1% per year.

14. Round

If you want an actively managed account instead of a robo-advisor, Round might suit you. Round works with live, human fund managers to help individual investors reach their goals with institution-grade vehicles like asset-backed securities and real estate. Round charges a 0.5% management fee but waives the fee in months with a negative return.

15. Stockpile

This app lets you give blue-chip stocks and ETFs as gift cards. It’s designed for parents and other adults who want to get kids interested in investing. (You can imagine the children squealing with delight when they pull a share of Procter & Gamble out of their Christmas stocking.) Stockpile charges 99 cents for trades, with gift card fees of $2.99 for the first stock and 99 cents thereafter.

16. Twine

This romantic investment app is for couples who don’t share finances but want to save toward a common goal like a wedding, vacation, or child’s college education. It’s a likely fit for novices who don’t want to select their own investments — just choose between an aggressive, moderate, or conservative portfolio. Fees are 25 cents per month for every $500 invested.

17. Ally Invest

Ally Bank’s investment app is an intuitive brokerage platform that lets you buy stocks, ETFs, and options, with a $4.95 commission on each trade. Ally sweetens the deal with sign-on bonuses ranging from $50 to $3,500, depending on the size of your initial deposit, plus trades are commission-free for your first 90 days.

18. Personal Capital

This money-management app can help you track your budget, net worth, and investment performance. It also has built-in features for retirement planning and can compare your portfolio against models. All that is free. You can also opt to connect with a financial manager or, if you’re a high net-worth individual, a personal wealth manager. Those services carry fees based on the assets under management.

19. Roofstock

Want to get into investment real estate? Roofstock will hook you up with single-family investment properties around the U.S. — and property management firms that will take care of rent collection and midnight toilet issues for you.

20. M1 Finance

M1 Finance offers both a self-serve brokerage and robo-advised investing. An attached checking account gives you debit card access to your cash, and you can invest on margin at 3.5% interest. There are no fees and no minimum balance for the basic account.

21. Merrill Edge

This traditional brokerage app from Bank of America lets you research and trade stocks, ETFs, mutual funds, and options. The self-directed account has no minimum, but with $5,000 or more, you can start accessing guided plans. There are no trading fees or monthly charges.

22. Zacks Trade

This platform self-identifies as "built for the active trader,” offering powerful trading tools and access to international exchanges. Fees are 1 cent per share, and members get access to live brokers and 20-plus publications for research. (Who is Zack? We don’t know.)

23. Fidelity

Fidelity’s mobile trading app integrates with Apple Watch and Google Assistant for easy accessibility. Accounts have no minimum deposit and no fees. You can trade stocks, ETFs, or mutual funds and invest in fractional shares.

24. Webull

This newer investing app offers tools for trading stocks, ETFs, options, and crypto. It doesn’t give you access to any bonds or mutual funds, though. It has no minimum deposit and no fees.

25. Tastyworks

The tastyworks app is laser-focused on options trading. A drag-and-drop interface lets you build spreads without keyboard entry. It has no account minimum and no fees for stock trades. Options trades are $1 to open, with no fees to close.

26. Interactive Brokers

Many brokerages have mobile apps that only let you track your investments, but Interactive Brokers lets you buy and sell on the go with alerts, presets, and charts. No minimum balance is required. Fees are 1% of the trade value.

27. Yieldstreet

Ready for something completely different? Yieldstreet lets you diversify outside the stock market by crowdsourcing alternative investments like art finance, real estate, commercial finance, legal finance, and more.

28. Coinbase

Coinbase offers a secure platform for trading in a variety of cryptocurrencies. You can earn coin by watching learning videos and completing actions on the site. You can also trade and monitor your crypto directly in the app.

29. Charles Schwab

Schwab is a traditional brokerage with a time-tested app. Trade stocks, bonds, ETFs, mutual funds, and more, with robust research tools and solid customer service. Choose self-directed, automated, or guided investing. There are no fees for trades.

30. Blooom

Blooom helps you get the most out of your 401(k) retirement plan. A blooom advisor will monitor your plan and review it regularly to make sure it’s optimized for the best returns under current market conditions. You’ll pay $45 to $250 per year for the service.

The Right Apps for You

The right investment apps for you are the ones that best fit your personality and circumstances.

Are you an experienced stockholder or an investing noob? A financial daredevil or a buttoned-up cautious type? Whatever your approach and level of experience, there should be a tool on this list that can help you reach your goals.